this article says it best about the “reality check” of selling in today’s market.

This was actually a comment left by a reader about home values. I thought it was a great comment about the reality of selling anything.

Jeffrey, it does not “take months to sell a house” unless you just don’t know how to do it, though I concede that does describe most homeowners.

Any house can be sold in any market in a week if you’re willing to take the market value. The problem is that most homeowners think the house they live in and love so much is so special that certainly someone will come along and pay some fantasy value sooner or later. They figure that even if their price is unrealistic, people will at least make offers that are reasonable (which they hope they can negotiate upwards toward their fantasy values.) And they worry that if they price too low, they’ll leave money on the table. Not surprisingly, a lot of realtors take advantage of that, telling homeowners what they want to hear, just to get the listing.

The result is that the house sits on the market for months, gets completely stale and the only showings are accompanied by comments from the realtor like, “Okay, that house was $500,000, just to give you a sense of the market. Now let me show you a fantastic buy at that same price.” No one makes any offers at all because no wants to “insult” the homeowner by offering 30% below asking (or whatever it would take so that the midpoint between the bid and ask, where most negotiations settle, would be anywhere near the market value) and because they don’t want to deal with what appears to be certain rejection. Eventually, the homeowner just gives up and takes the home off the market or rents it out “till the market improves.” Or he succumbs to some low-ball offer because he’s lost all hope (or gotten squeezed financially) and expects this the only offer he will ever get.

If you want to sell a house, it’s all about price. You absolutely, positively have to be priced within about 2% of the actual market value. It means taking a really hard-nosed, unemotional look at your property compared to all the others that have sold recently and answering the question, which ones were more attractive and which ones were less attractive. Think about everything a potential buyer might care about in evaluating your property: location, layout, style, condition, curb appeal, blah, blah, blah and figure out what people are paying for that right now.

It turns out there’s very little risk you’ll leave money on the table if you’re too pessimistic and price too low because RE is a very efficient market. At any given time in any market there is always a pool of buyers looking at every new property to hit the market. They’ve already seen everything else and they know exactly what they’d be willing to pay for something they want. If they want your house but it’s priced below market, you’ll get multiple bids and sell over asking.

If you can’t price right, you will not sell. Period. But if you can get the price right, you’ll sell in a week. You can do that with any house in any market.

We are committed to helping you sell your home. Contact us at michaeljensen@remax.net

 Maturi gets prime-time opening for U stadium
Minneapolis Star Tribune - Minneapolis,MN,USA
The Metrodome is the worst thing that every happened to gopher football. Period. vs. Air Force • 6 pm Sept. 12 • TV: Big Ten Network (830-AM) AP Interview:
See all stories on this topic

Corner Rembert suspended indefinitely
Denver Post - Denver,CO,USA
Reggie Rembert to suspension for breaking unnamed rules at Air Force continued what has been a difficult spring for football coach Troy Calhoun.

Colorado Springs’ diverse industries range from computer chips to Christ.

An extensive military and aerospace presence in the area has spurred growth in the high-tech sector. Long viewed by more liberal neighbors Denver and Boulder as a bastion of conservatism, Colorado Springs is home to an expansive campus for the evangelical group Focus on the Family, which houses its media and publishing business in the city.

While explosive growth throughout the past few decades left suburban sprawl and strips of big-box stores along the city’s outskirts, Colorado Springs’ historic downtown is coming back to life. Nestled beneath Pikes Peak, the region offers excellent weather and recreational opportunities, while city and state programs offer a buffet of incentives for local entrepreneurs. -Shara Rutberg

 Entire List: http://money.cnn.com/magazines/fsb/bestplaces/2008/top100/index.html

Jun

11

Your Nine Steps to Buying a Home

  1. How much can you spend
  2. Know your rights
  3. Shop for a loan
  4. Learn about homebuying programs
  5. Shop for a home
  6. Make an offer
  7. Get a home inspection
  8. Shop for homeowners insurance
  9. Sign papers

Step 1: How much can you spend?

What you can afford depends on your income, credit rating, current monthly expenses, down payment and the interest rate. Use this calculator to find out how much you can afford to spend.

Step 2: Know your rights.

Make sure you know your rights involved in purchasing a home. Check out the Real Estate Settlement Procedure Act, Borrowers’ Rights, and Predatory Lending information.

 

Step 3: Shop for a loan.

Save money by doing your homework. Talk to several lenders, compare costs and interest rates, negotiate to get a better deal. Consider getting pre-approved for a loan.

Step 4: Learn about homebuying programs.

Homebuyer loan programs offer lower down payments and are a good option for first-time homebuyers.

Step 5: Shop for a home.

When shopping for a home, choose a real estate agent. Then decide what qualities and features you want your new home to have. Finally, weigh your options. Choose between homes you’ve viewed based on how well they meet your criteria, fixer-upper houses, buying land and building a house, or even a mobile home.

Step 6: Make an offer.

Discuss the process with your real estate agent. If the seller counters your offer, you may need to negotiate until you both agree to the terms of the sale.

Step 7: Get a home inspection.

Make your offer contingent on a home inspection. An inspection will tell you about the condition of the home, and can help you avoid buying a home that needs major repairs.

Step 8: Shop for homeowners insurance.

Lenders require that you have homeowners insurance. Be sure to shop around.

Step 9: Sign papers!

You’re finally ready to go to “settlement” or “closing.” Be sure to read everything before you sign!

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Welcome to Michael Jensen’s Blog! This blog will provide you with valuable information, tips, and general insight into the real estate market in Colorado Springs.